American Dreamcard

No annual fee. 0% APR on purchases for the first 5 months. Grace period for purchases at least 20 days. Minimum finance charge 2.00. No transaction fee for purchases. Transaction fee for cash advances 5 for each cash advance of 100 or less from any Automated Teller Machine ATM, transfer or convenience check for cash advances listed above greater than 100 and all other cash advance transactions, 15 or 4%, whichever is higher. Balance transfer fee NA. Late payment fees 39. Over the limit fees 39. Credit line up to 25,000.00.

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